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No more premiums

The simplest way to avoid ridiculously high Medicaid premiums

ECS creates and manages a pooled income trust so you or your loved one can receive the health benefits they need without hefty spend downs.

Get StartedHow it works

Your trusted partner in managing your trust

Peaceful living

Personal partner

Trustworthy guidance

Shouldered responsibility

You have excess income.
So why are you pouring that into high premiums?

No more premiums.
Just premium care.

MEET ECS

A pooled trust that gives you control over your finances. It allows you to put your excess income towards monthly expenses, instead of paying high premiums to be eligible for stay-at-home Medicaid benefits.

Learn more
Wait- what’s a Pooled Trust?
Get Started
I’m too confused- book my free consult

REAL PEOPLE. REAL PLANS. REAL PROGRESS.

“We’ve felt relief from the first consult call”

Life took an unexpected turn when my mother suddenly needed home care. But getting the health benefits she needed was become a financial drain. We were introduced to ECS by a friend, and we’ve felt relief from the first consultation call. Our case manager at ECS guided us throughout the trust application process, patiently explaining everything and keeping us updated on the progress.

Now my mom has quality of life and access the necessary home care services without compromising our financial future. — Name, Title, Company

J. Edwards.

“We’ve felt relief from the first consult call”

Life took an unexpected turn when my mother suddenly needed home care. But getting the health benefits she needed was become a financial drain. We were introduced to ECS by a friend, and we’ve felt relief from the first consultation call. Our case manager at ECS guided us throughout the trust application process, patiently explaining everything and keeping us updated on the progress.

Now my mom has quality of life and access the necessary home care services without compromising our financial future. — Name, Title, Company

J. Edwards.

Why choose ECS Pooled Trust?

ONE-TO-ONE CASE MANAGEMENT

Personal Partnership

Your unique point of contact will guide you throughout the entire application process and remain in contact for any questions, concerns or counseling.

CREDIT CARD SYSTEM

Easy Efficiency

Your entire monthly spend down will be accessible anytime with our perfected and enhanced credit card system.

BILL MANAGEMENT

Streamlined Synergy

Your path to stability and security will be smooth, simple and streamlined, with none of the guesswork.

Get Started

The Process

Simple, streamlined steps to a secure and healthy future

Get approved for Medicaid

  • We can help you navigate the application process to get approved for Medicaid
  • Our partner company can guide you through the application process to get approved for Medicaid, while getting started on the Trust application process at the same time.
  • If you are already qualified for Medicaid but are not receiving disability benefits, ECS can help determine your eligibility.
  • We keep you informed throughout your application process
1

Determine your eligibility

  • For disability and a pooled income trust
  • We do the intake for both forms at the same time to expedite the process.
  • For your convenience, we can complete the intake process by phone, mail, or in-person.
2

Put your spend down towards monthly expenses

  • Deposit your excess income into the trust account.
  • Start spending the funds on one-time bills or monthly recurring expenses for automatic disbursement.
  • Swipe your designated credit card or submit your bills by fax, mail or email.
  • We manage your account and pay your bills.
  • You can request monthly statements by mail or email, detailing your month’s spend down.
3

After the first month’s payment, your pooled trust is submitted for Medicaid approval.
Your pooled trust account is complete.

I have a question

Your health shouldn’t be a financial drain

Trust

A partner you can trust, to deliver personalized and honest guidance, on-time and on-point.

Simplicity

Your experience, from application to spend down allocation, is smooth and simple.

Accessibility

Choose a process that works best for you from the multiple monthly systems.

Accountability

Your requests and submissions are all attended to. If not, we own up to it.

Partnership

Your stability, welfare and peace of mind are our priority.

Honesty

We operate with transparency so you never have to guess- and that’s our word to you.

Choose a secure and guiding partner

Live the life you love with financial security and peace of mind

Chat with a friendly care manager
Yes, I want to benefit from healthcare without the high spend downs
ECS
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